MEDICARE MAZE

Whether this is your first time applying for coverage, or you’re looking to make changes on existing coverage, it can be a difficult maze of information to go through.

  • For new timers enrolling in Medicare, whether 65 or older, there are enrollment periods to consider, and trying to decide on going with a Medicare Supplement or Medicare Advantage plan. To help you with this, our Agency conducts Medicare Made Clear educational meetings once a month, from March through August, to help those who are applying for the first time. You can learn about your Medicare choices and we’ll share tools and resources to help you understand what coverage may be right for you.
  • For those looking to make changes, from a Supplement plan to an Advantage plan or from one Advantage plan to another Advantage plan, you have more enrollment periods and coverage changes to consider.   For current Advantage plan members watch for your “Annual Notice of Change” booklet, that comes to you every September, right before the Annual Enrollment Period of Oct. 15 – Dec. 7th. This booklet shows you what plan changes have been made for the coming year and whether or not you should consider looking at other options.

Let us help you get through the Medicare Maze.

MII Winter Coat Drive

MII is teaming up with Love Inc. for a Winter Coat drive. Due to the Burlington Flood many families are in need of winter clothes. Please consider donating your gently used winter coats. The barrel will be in the lobby between our office and Webley Chiropractic & Sports injury office Mon-Fri. between the hours of 8am-5pm. Thank you for your generosity!

Emergency Numbers for Racine, Kenosha and Walworth Counties Flood Victims

 

 

If you or anyone you know is facing an emergency, call 911.

Racine County residents can dial 211 or toll free at 866-211-3380 to report flood damage or information.

Kenosha County residents can call 262-605-7924 or email disaster@kenoshacounty.org for assistance, or click here for more information.

Walworth County residents can call 262-741-7700 for assistance.

We Energies has advised extreme caution in flooded basements, and are asking customers whose homes are flooded to call 800-662-4797 to disconnect power and natural gas service. Their website also has information on outage safety. To view that information, click here.

For county-by-county contact information, click here.

Medicare AEP: Making The Choice That’s Right For You

That time of the year is coming again soon, AEP (Annual Enrollment Period). Oct. 15th through Dec. 7th is the time when Medicare participants can enroll in a Medicare Advantage or Prescription Drug plan for the next calendar year.

Although you can do Medicare Supplement business throughout the year, there may be other changes to make during this time and some things to consider.

Cost: How much will you pay for premiums, deductibles, coinsurance and copayments?
Benefits: Does the plan include prescription drug coverage or other additional benefits?
Doctor and hospital choice: Do the doctors, hospitals, pharmacies and other providers you prefer accept the plan?

Convenience: Are providers who accept the plan nearby? Can you get prescription or specialty drugs through the mail?

Your healthcare history: How often have you needed care over the past few years? Are you fairly healthy, or do you have a chronic condition that requires ongoing care?

Your healthcare future: Even if you don’t spend much on prescription drugs now, you may in the future. That’s when a Medicare Part D can help cover the cost of your drugs.

Reminder: Are you comfortable with the coverage provided by Medicare Part A and B? Are you able to pay a separate premium for added benefits? A Medicare supplement plan may help cover some unexpected healthcare costs, like a long-term hospital stay. You have many options when choosing your Medicare coverage. The right one for your friends—or even your spouse—may not be the right one for you. We’re here to help you along the way.