Mangold Insurance
Coverage Personal — Home & Auto Farm & Agricultural Business Insurance Life & Medicare Specialty Programs 🏗️ Contractor Insurance ⚙️ Manufacturing 🚚 Trucking & Transportation 🏠 Habitational & Condo 🔧 Auto Repair & Garage
Service Areas All Service Areas SE Wisconsin Central Wisconsin Northwoods Northern Illinois Eastern Iowa
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Personal Insurance

Home & Auto Insurance
for Your Family

As an independent agency, we don't push one company's products. We compare home and auto insurance across 100+ carriers — so you get the right coverage at the right price, from someone who knows small town America.

Write anywhere in the U.S.
Specialists in small towns
100+ carriers — real competition
Since 1933 — Burlington, WI
4th generation — family-owned
Robertson Ryan — Top 100 U.S. agency
100+
Carriers we compare for you
50
States where we can write
4th
Generation family-owned agency
1933
Serving families since
What We Cover

Personal insurance for every stage of life

From your first home to a lakefront property, we tailor personal coverage that fits where you are right now.

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Auto Insurance

We build auto coverage around how you actually drive — your vehicles, your routes, your assets — not a one-size-fits-all template.

  • Liability coverage
  • Comprehensive & collision
  • Uninsured/underinsured motorist
  • Roadside assistance
  • Classic & collector vehicle policies
  • Multi-vehicle discounts
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Renters Insurance

Your landlord's policy doesn't cover your stuff. Renters insurance is one of the best values in insurance — and most people are underinsured or uninsured.

  • Personal property coverage
  • Liability protection
  • Temporary living expenses
  • Electronics & valuables riders
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Watercraft & Recreational

Boats, ATVs, snowmobiles, and RVs — we cover all the ways you enjoy life wherever you are.

  • Boat & personal watercraft
  • ATV & off-road vehicles
  • RV & motorhome coverage
  • Snowmobile insurance
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Personal Umbrella

One major accident can exceed your standard liability limits. A personal umbrella policy adds a layer of protection for a fraction of the cost.

  • Extends home & auto liability
  • $1M–$5M coverage options
  • Covers gaps between policies
  • Affordable annual premiums
Why Bundle With Mangold

The bundling advantage — and why we do it differently

Everyone says "bundle and save." The difference with Mangold is that we bundle across carriers, not just within one company. We might put your home with one carrier and your auto with another — if that combination gets you genuinely better coverage at a better price.

Our goal is always the right policy for your situation, not the most convenient one for us.

  • No carrier loyalty. We recommend based on your needs, not on which company pays us more.
  • Annual review — automatically. We check in every year to make sure your coverage still fits your life.
  • Claims advocacy. When something goes wrong, we help you navigate the process and fight for your outcome.
  • One agent, all your coverage. Home, auto, boat, umbrella — one call handles everything.
⚠️ Homeowners coverage tip
Standard homeowners policies often undervalue properties — especially after recent appreciation in many markets. If you haven't had your dwelling limit reviewed in the past 2–3 years, you may be significantly underinsured. Call us for a free coverage review.

Common questions

Homeowners insurance is not legally required in most states, but virtually all mortgage lenders require it as a condition of the loan. Even if you own your home outright, going without coverage is a significant financial risk. A standard policy protects your dwelling, contents, and personal liability.
The right coverage depends on what you own, how you drive, and what you want to protect — not a one-size-fits-all number. We walk through your specific situation (the value of your vehicles, your assets, how often and where you drive) and help you determine the right liability, comprehensive, collision, and umbrella levels for you.
Typically not under a single homeowners policy — seasonal and vacation properties need their own coverage. However, we can often place both with the same carrier for a multi-policy discount, and we'll make sure the seasonal home coverage accounts for lake-specific risks like dock damage, watercraft liability, and vacancy periods.
It depends on the claim. A single weather-related or not-at-fault claim often has little to no effect, while several claims in a short window usually do. Because we're independent and work with 100+ carriers, if your current company raises your rate unfairly after a claim, we can shop your coverage and move you to a carrier that prices you fairly — you're never stuck with one company.
Standard homeowners policies exclude flood damage entirely, so if you're near a lake, river, or low-lying area, a separate flood policy is worth reviewing. An umbrella policy adds an extra $1–5 million of liability protection above your home and auto limits for a relatively low cost. We'll look at where you live and what you own and tell you honestly whether either one makes sense for you.
Service Areas

Hometown coverage — wherever home is

We serve families, farms, and businesses across the country — from small Midwest towns to lake communities to border corridors.

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We'll shop 100+ carriers and come back with clear options — no jargon, no pressure.

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